Protection for Emerging Psychology Professionals

Coverage designed for psychologists at the start of your professional journey.

As you begin your career as a licensed psychologist, having the right professional liability coverage is an important foundation. Psychē’s malpractice insurance is designed specifically for emerging professionals and offers affordable, comprehensive protection that is straightforward and easy to navigate, including discounted options for early-career psychologists.

Whether you are launching a private practice, joining a group, or working in a clinical setting, Psychē helps address the real-world risks you may encounter early in your career. Our coverage allows you to focus on building confidence, experience, and momentum, knowing your professional protection is in place at a cost designed to support you at this stage.

You do not need to overthink coverage at this stage. Psychē is built to support psychologists as they take their next professional steps.

Free Access to More Insurance 101 Resources

Why Choose Us?

Affordable Rates for New Grads
We offer discounted premiums for recent graduates and early-career psychologists to help you start strong and stay protected as your practice grows.

Coverage You Can Trust
Our policies are tailored to the unique needs of mental health professionals, providing protection against claims of negligence, errors, or omissions and board actions.

Protection Beyond Basic Malpractice
Psychē policies include coverage for board complaints, privacy concerns, audits, and other real-world risks that early-career psychologists may not expect—but should be prepared for.

Discounts and Savings*

Psyche offers affordable coverage for psychologists beginning their professional journey. New graduates receive the maximum 35% discount in their first year of practice. Additional discounts may be combined depending on eligibility and state regulations.

DISCOUNT	CREDIT
New Graduate	Up to 35%
Risk Management	5%
Association Member	5%
Part-Time	Up to 35%
New Business Credit	10%

*Discounts may vary by state. Actual terms, coverages, conditions, and exclusions are subject to underwriting.

Learn and Grow with Psyche

We know that starting out as a psychologist means balancing your caseload with learning the ropes of professional responsibility. To help you succeed, Psychē offers educational tools designed to support both your clinical and professional growth:

• Insurance 101: Starting Your Career With Confidence
• Insurance 101: Understanding Claims-Made vs. Occurrence Policies
• Board Complaints: What Every Psychologist Should Know
• Your professional liability coverage-why it matters and how are you protected. 
• Check out our podcast for Early-Career Psychologists!

 

Financial Strength You Can Count On

Your coverage is underwritten by Fair American Insurance and Reinsurance Company (FAIRCO), a subsidiary of Transatlantic Reinsurance Company (TransRe). TransRe is part of the Berkshire Hathaway family of companies, one of the most trusted and financially stable organizations in the world. FAIRCO is rated A++ (Superior) by A.M. Best for financial strength and stability.

This relationship provides Psyche policyholders with the confidence that their protection is supported by a financially secure and globally recognized insurance group known for integrity and reliability.