Individual | Psyche

Tailored Protection for Your Unique Practice

Psyche offers coverage specifically built to meet the needs of solo practitioners, providing comprehensive coverage for malpractice claims and board complaints to help safeguard your professional reputation.

Whether you're in private practice or consulting, we provide the protection you need to focus on what matters most, your clients.

Psyche offers both claims-made and occurrence policy options, giving you the flexibility to choose the coverage that best fits your practice and long-term needs.

Explore more about what Psyche can do for you!

POLICY HIGHLIGHTS:

In addition to robust coverage for professional liability, Psyche policies include generous additional coverages built to address a wide range of real-world practice risks without requiring add-ons or hidden fees. Highlights of what Psyche policies cover include:

Telemedicine Coverage
Board Proceedings Defense – Up to $150,000
HIPAA Violation Defense – Up to $50,000
Billing Audit Defense – Up to $25,000
Privacy Breach Expenses – Up to $30,000
Assault Expense Coverage – Up to $30,000

Fire Damage to Premises – Up to $150,000
Medical Payments – Up to $100,000
Business Premises Liability – $100,000 per claim / $300,000 aggregate
Student and Research/Academic Policies Available
Deposition Defense
and more! Features and Benefits (.pdf)

For a deeper look at our coverages, visit Coverage Details.

Your professional liability coverage-why it matters and how are you protected.

Discounts and Savings*

Psyche offers discounts* to help make coverage more affordable for psychologists at every career stage. New insureds are eligible to receive a 10% discount in their first policy year with us.

Additional credits are available for qualifying psychologists:

Association Member: 5%
Part-Time: 35%
New Graduate – 1st Year: 35%
New Graduate – 2nd Year: 25%
New Graduate – 3rd Year: 15%
Risk Management: 5%
New Business Credit: 10%

Use our Quote Tool to see which discounts you may qualify for.

*Discounts may vary by state. Actual terms, coverages, conditions, and exclusions are subject to underwriting.

Support When You Need It Most

Psyche is more than your insurer. We are your partner in professional protection, offering tools and guidance to help you prevent claims, respond effectively if one arises, and stay informed about emerging practice risks.

Access to Risk Management Education

Discounted risk management and continuing education is available to Psychē policyholders through Continued.

RISK MANAGEMENT

Support When Issues Arise

If a claim or complaint is filed, having the right defense matters. Psychē provides access to in-house experienced claims handling, helping ensure issues are addressed promptly, thoughtfully, and with an expert understanding of psychological practices.

CLAIMS SERVICES

Financial Strength You Can Count On

Your coverage is underwritten by Fair American Insurance and Reinsurance Company (FAIRCO), a subsidiary of Transatlantic Reinsurance Company (TransRe). TransRe is part of the Berkshire Hathaway family of companies, one of the most trusted and financially stable organizations in the world. FAIRCO is rated A++ (Superior) by A.M. Best for financial strength and stability.

This relationship provides Psyche policyholders with the confidence that their protection is supported by a financially secure and globally recognized insurance group known for integrity and reliability.

INDIVIDUAL COVERAGE